Fri Apr 16, 2021 11:13 amkallis3 wrote:

Good news!

thank you

I have just spoken to stepchange and they’ve confirmed that it’s mine to keep. They only made a note that I have called and confirmed that I have received it and been told to keep it.
Therefore if anyone wondering, the HMRC payment is ours to keep

Thank you, I think I should. I will let you know the outcome as might be useful for others might wonder.

Hello everyone. I have just completed my 4. Annual review and so glad that it has been going smoothly for the last 4 years. I have 20 more months to go and will be free, finally :) Last year when HMRC added £20 on top of tax credits it did not affected the Iva and stepchange did not ask to increase ...

Mon Apr 27, 2020 6:37 pmkallis3 wrote:

Good news.

Mon Apr 27, 2020 1:40 pmFoggy wrote:

That's good news. The extra will be welcome at the moment.

Definitely, I wouldn’t say no to £20 extra per week. I just updated so anyone wondering what to do this is the answer

Hello everyone
I have an update about my question.
I have spoken to Stepchange and they said I can keep it as they don't consider tax credit as additional earning.
At least I have let them know.

Stepchange have been pretty fair and on the ball, even before the recent changes. As Kallis says, I would mention it to them, just in case. I guess I will drop an email and check. They would have known anyway so I wouldn’t like to look like I am hiding income. Housing benefit consider that as addit...

I would give them a call on Monday just to be on the safe side. I doubt it will make a lot of difference but at least you will have told them. I am waiting my new payslip as I usually have a pay rise ever April. I think I will wait until Thursday to see if any increase and give them a quick call. T...

Hi everyone, It’s been long time since I wrote here. I have just finished my 3rd year and complete my annual review and got my new monthly payment figure. Everything gone very smoothly over the past 3 years with stepchange and they are really looking after me. I have just received an increase on my ...

Thank you oya, just back from short break and it's here! Payments stay same which is good. Had few months where I earned more but they upped my petrol allowance and reduced my husband's free money to keep it the same. Have to say like you oya I have found stepchange to be very good . Have no compla...

Hi oya !! I am still waiting for my annual review. Had email to say it would be complete by April 6th but haven't heard anything. Did you hear by email or post? Hope you are well, can't believe it's been a year!! Moira :D Oh dear Moira I post a reply for you yesterday either I did something wrong t...

Foggy wrote:

Oya wrote:

kallis3 wrote:

Glad it went smoothly.

Thank you Kallis.. me too.. I can’t believe 1 year came and passed by ..

Looking forward the time can be daunting -- but, as you have seen, it does pass by quickly.

True.. one month in my second year is already passed as we speak

kallis3 wrote:

Glad it went smoothly.

Thank you Kallis.. me too.. I can’t believe 1 year came and passed by ..

You are correct that the IVA should not be extended because of this reduction and should end as originally planned -- well done to Stepchange for making the process easy. Thank you Foggy. I think this year will be easier for me as now I have all my expenses covered and I got used to live without cr...