Brilliant news.Bet it's such a lovely feeling? Just wondering though.You are now 'discharged' but will that remain on the register indefinately? I would have thought it was taken off? All the best.
Cat

Have you been free from creditors advances for the past 3 years?If you have then I think it's fairly safe to assume you're on it (in whatever form)Personally I would leave it as it is one of the worst things about the IVA process.One I wasn't told of .Found out it was going to be on there after the ...

Daisy.Good luck.It's so aweful to be so worried, alone and pre occupied.The forum is a life saver.Cat

yes.It could get a fat, skint person very paranoid!

I hate worms.Think I'll stay fat![:o)]

My salary has gone up by at least £250 as I got as promotion.I'm awaiting my first review with DFD.Strangely my Expenditure hasn't altered too much- some things have increased and some things gone down.Therefore, I know 3% inflation is allowed but does this mean I would have to increase my payments ...

Have you had news of your review yet Caraf?

OMG.Does this modification get taken to the letter.EG NO changes for 2 full years.This would mean what we are allowed to earn? Keep ?Pay out? What have I done entering into an IVA?

I worry that a Trust would suggest the individuals integraty is now questionable- brought bad name on it etc.I manage a large budget, worry constantly about my iva vs. registered nurse.Have not spoken to HR.I work very closley with them.Too scared.Cat

I emailed my IP from the link provided.I got a prompt and curtious reply.He has asked my case gets looked into from the right department.I therefore feel heard at least.Remains to be seen how long this takes but at least it's a start.I've only been waiting 5.5 months!

Thanks you lot.You're wonderful! Really supportive. I've just emailed my IP using Skippys link and I've forwarded all the information I have submitted to DFD since Aug 08.Hopefully I will now hear something.Trouble is if they start backdating stuff like they did on someone else who posts here I'll b...

thanks for the kind comments.I know you're both right in principle it's the practice that's difficult.I'd be mortified if people at work, nieghbours etc knew this very private thing.Cat

Morning. Thank you David. Will I be recognisable? I spoke with the first point of contact but they never seem equiped to know the explicit details of IVA's -just the general rules. She reasuured me she would attend to it personally, but I had to email over all previous coorespondance.I worried then ...

I don't regret my IVA in principle.Like other, I regret not being fully aware of my options and the implications.It's a fantastic tool.My regret is not finding this site and making informed choices.I'm with company I didn't choose and are causing so much stress because of thier lack of communication...

DFD .Used to be Clearstart.I've resend the informtion now.I have had pay increses.I have never defulted on the standing order but I was sending 50% over and bove untill bills increased.Cat[:(]