Search found 140 matches

Search found 140 matches Page 1 of 10
by john.jk
Wed Apr 19, 2017 3:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having completed my IVA 3 years ago would it be worth making a PPI claim ?
Replies: 2
Views: 797

<t>Having completed my IVA 3 years ago would It be worth me making a PPI claim against various credit card companies that were involved in my IVA ? The ppi would have been cancelled before the Iva was started <br/> my wife seems to recall that part of the Iva said there was a no ppi claim exclusion ...
by john.jk
Tue Apr 12, 2016 7:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Having now finished our IVA nearly 3 years ago we want to move home.
Replies: 2
Views: 784

Good Evening Iva Forum Friends Having now been finished our IVA nearly 3 years ago We want to Move home. Do we need to declare that we were in a IVA Agreement when we apply to lenders ? we have this year had a small bank loan approved and also have a credit card ( spend a little each month and paid ...
by john.jk
Mon Apr 11, 2016 8:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA
Replies: 2
Views: 829

Having finished our IVA nearly 3 years ago !! Do we need to need to tell lenders that we were in a IVA when applying for the mortgage ?
We would be now in the position to put a fairly good deposit on the new house ?
by john.jk
Mon Apr 11, 2016 8:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA
Replies: 5
Views: 2566

Having finished our IVA nearly 3 years ago !! Do we need to need to tell lenders that we were in a IVA when applying for the mortgage ?
We would be now in the position to put a fairly good deposit on the new house ?
by john.jk
Sat Nov 08, 2014 5:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Data control NRAM
Replies: 1
Views: 2071

Would anybody know the address Of the data controller of
Northern Rock / NRAM ?
Thank you
by john.jk
Wed Oct 22, 2014 8:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit ref agency help
Replies: 2
Views: 1851

Now my Iva is complete I have done a basic credit check There is only a couple of the company's involved showing on the credit credit check Am I correct in thinking those not showing are now removed all together from my credit file ? There are 2 showing as settled and 1 showing as default Just a bit...
by john.jk
Tue Oct 21, 2014 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Max recovery default still showing
Replies: 2
Views: 2051

Equifax and still waiting for Experian reoprt
by john.jk
Tue Oct 21, 2014 12:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Max recovery default still showing
Replies: 2
Views: 2051

My iva is now complete Having just done a basic self credit check there are only 3 of the companys involved in my Iva showing on it Two of which say completed and Max recovery are still showing as default !! How do I get this corrected ? and why are all the companys involved not showing. .. Thanks i...
by john.jk
Mon Oct 20, 2014 12:23 pm
Forum: thinking of making your first post ?
Topic: Just starting out - and very scared
Replies: 12
Views: 9189

Me and my wife were in your position just over 6 year's ago
With similar debts around the same figure !
I personally would advise you speak with Melanie giles or one of her team
they certainly helped us
Six years later a fresh start...

Good luck [:)]
by john.jk
Sun Oct 19, 2014 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Rebuild credit after completion certificate
Replies: 11
Views: 3614

Would it worth while sending a copy of my completion certificate to Equifax,Experian etc so they know my IVA is now complete ? The insolvency register have already updated there records. Would it be a good idea to apply for a Vanquish credit card or something like this to get a credit history rebuil...
by john.jk
Mon Aug 25, 2014 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage chances after IVA
Replies: 5
Views: 2535

We have completed our IVA final payment in June !!! We really want to sell and move to a bigger house and get another mortgage Would it be worth applying to high street lenders or our own bank ?? We have never missed a mortgage payment or paid late Any advice would be appreciated as we don't want to...
by john.jk
Wed May 28, 2014 8:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final payment near ! Rebuild my Credit ?
Replies: 7
Views: 2457

Thanks Lesley x
by john.jk
Wed May 28, 2014 8:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final payment near ! Rebuild my Credit ?
Replies: 7
Views: 2457

Well that's 71 months gone quickly ! Despite a few ups and downs.... Any advice on Re-Building my credit score would be appreciated ? What to do etc ? Should anyone reading this be thinking of doing a IVA .. Don't waste time thinking about it. DO IT GET HELP/ADVICE ! It is a long road but hopefully ...
by john.jk
Sun Apr 13, 2014 6:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Not Long now/ Mortgage Advice
Replies: 2
Views: 4958

We are due to finish our IVA in June after 6 years with 12 months extension.
Having learnt a BIG LESS0N !!
( DONT OVER DO IT )
We want to move house as soon as we can if we are able to get a mortgage ??
What sort of time period should we leave it to start looking for a mortgage
Thank you
by john.jk
Wed Apr 09, 2014 10:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi. Looking forward to what happens when our IVA finishes in July
Replies: 1
Views: 1843

Hi
Myself and my Partners IVA is due to finish in July

What is the best way to try a rebuild a good credit rating ?
What are the chances of getting a mortgage ?
Are we likely to be contacted by any of our creditors trying to get more money
Thank you
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