Thanks for the response - I appreciate it. Is there any way to challenge an IVA? I was aggressively mis-sold mine; I constantly asked throughout the IVA whether or not it would affect my business and was constantly reassured that it would not. I did some research, but the information was sparse and ...

I entered an IVA in November 2015 under some horrendous advice - I really regret entering it. I own a small business that turns over just enough to support myself and my wife, who had to leave her full time position in her old job last year due to ill health. lately, we've been trying to secure fina...