Thank you for your help I would put down what it's actually costing you, the OR will either allow it or cut it down. As for holidays, we were allowed £70 per month but you might be allowed £80 as it's the limit I think. You can have a look on here, don't think they have changed recently---even thoug...

Good morning all i have just received my income expenditure review from the OR , i went BR in january 2008, i wonder what's a resonable figure for housekeeping these days as the food prices sore in the last few months , i declared 380 per month in january but now it's gone over 430 a month i wonder ...

Thanks for the advice Mellanie , i got it sorted

hi everyone

i went br on the 12 of january 2008 i have received a NT tax code on my wages from March wages slip, i thought that the tax code will be changed back on my April wages as it a new tx year but i still get the NT code this month as well , can anyone tell me why??
thanks

Well Done, This is a very good decision, i have stopped too, today is my 7th day,tomorrow is the D Day for my Br, I am going there without smoking, Good luck to you

NL

Thank you all for your replies and support

NL

Hi all [?] I would like to ask one question , I have a joint bank account with my wife my wages and my children tax credit is going into, I have started filling the forms to go BR, i removed my name from the joint account so now the account is in my wife's name, but my wages and the tax credit still...

Thank you for your reply and honesty Melanie i hope really i am doing the right thing, i removed my name this morning from the joint account and started filling the application on line the hearing is scheduled for the 8th of january , may i take this opportunity to thank you all very much for your s...

Tough decision but if you feel its the right one for you then well done. Did you question those points in the proposal that you dont agree with? what did they say? thanks for your flash replies skinkt and emma_t yes i sent a letter to my IP telling them this is not realistic here is the letter: Fol...

hI ALL THAT 'S IT I have made the decision to make my self bankrupt , i was trying to enter an IVA with.....company and when i received the proposal the informations about my income and expenditures have been modified and my iva repayment should be 180 now it went up to 200 wich i can't certainly af...

hI ALL THAT 'S IT I have made the decision to make my self bankrupt , i was trying to enter an IVA with.....company and when i received the proposal the informations about my income and expenditures have been modified and my iva repayment should be 180 now it went up to 200 wich i can't certainly af...

thanks for the advices both of you Hi If you were to become bankrupt your joint account may be frozen,so best to have yout name removed before you take this path There will be no problem keeping it if you enter into an IVA Andy Davie IVA.co.uk Spokesperson About me: http://www.iva.co.uk/andy_davie_p...

I have a joint account with Abbey with all the facilities and includes an overdraft. My husband had an IVA (I didn't) and like you Abbey wasn't a creditor but he did have MBNA as one. We started the IVA December 2005. We were allowed by our IP to keep the account going, as long as we didnt use the ...

good morning all i have a joint account with my partner with abbey national debit cards and cheque books no overdraft my wages and tax credit are paid into this account, note that abbey is not one of my creditor but i read somewhere that abbey is connected to MBNA wich is one of my creditor .the que...

Thank you all very much

NL