Hi all, I may be starting a new job soon and the company will do a credit check. I have done my own 2.00 stat reports from all three agencies and all is showing okay. However one of the quetions on the pre employment form is "have you ever been in an arrangement with your creditors"? My IVA has been...

I have just paid 2.00 to experian and the same to Equifax. I got a report straight away with Equifax which wasn't as thorough as Noddle, I have to wait for the one from Experian. We will see. So far nothing too bad and my credit score is fair to good. Time will improve it as I haven't lived at my cu...

Thanks all I will get some more reports, the 2.00 a pop sounds good to me because I will surely forget to cancel the subscription. Here's hoping the others are as clear...

Hi all, I completed my IVA two years ago and wanted to finally get around to checking my credit rating. I may need to be credit checked for a new job, so thought I better get a heads up. I used Noddle as it is free and although not lots of historical data it was really useful. I was worried in case ...

Thanks for the replies. I will enjoy my frugal free life.
Boy have I learned to budget. Do I copy this letter and send it to credit ref agencies? I assume my name will drop off the register or do I have to organise that?
Ahh Happy New Year.

Well it has arrived. My completion papers and final report to creditors.
What a fantastic start to New Year.14 months after final payment.
Officially debt free yayyy
Thanks to all on here for support over the last five years.
Now what do I do?

Merry Christmas from me too and thank goodness for this forum.x

Thank You to Judith for getting some actions on my
Variation meeting. I had a call today from Amanda to say
Good news we have enough votes to complete outside the PPI.
Completion cert will be with me in three weeks.
Thanks also to this forum as once again I turned to for help and got it.xx

Thanks all. The variation MTG is this Friday 29th.
I will keep you posted.

Hi all, I have my variation meeting Friday 29th to See if my creditors will agree to close my case outside of PPI I have already had 4000 back from tsb which has gone Into the pot, but there maybe more. I really do hope I can Get my completion cert soon, its been a year since last payment. How long ...

I know it's a pain, to be fair some have
Been waiting a long time,I paid my last payment
November 2012 so nearly a year now, Ahh let's hope
That elusive cc arrives soon.
Then we got to clear our names with credit agencies etc.

Judith from DVD has been most helpful in getting my
Variation report crafted. Judith has replied to my emails with sound information, not just fobbing me off.

Thanks

Hi, I have PPI outstanding but made my last payment Into iva November 2012. I have been informed that I will get notification of a Variation meeting and if I agree and then the creditors Agree I will get my CV 2weeks after. The hold up has been That a new template has had to be designed and approved...

I have contacted Judith from DVD hopefully I will get some
Resolution. X

Thanks for replies xx