Hi Thanks for the responses. I have spoken to my bank who are not part of my IVA and told them my circumstance but they told me that that I had to speak to my creditors as did my IP. I have cancelled the direct debits but a couple of the companies take my payment as a one off direct debit, plus the ...

Hello Firstly thanks for a great website I have found some useful information. I am about to enter into the world of IVA’s after years of trying to pay off my debts! Realising it is getting worse than better I have sadly come to terms that I need help. I have applied for an IVA 40K across 8 creditor...