hi i would never touch finance for a car again,far too expensive i would rather save and buy one cash. i am in control of my finances now and have never been happier since my iva ended,i dont spend much more than when i was in the iva and can now save my iva payments each month. sometimes i think i ...

hi lem
after 5 years in my case 6 years you get very used to not having any credit cards,but i just want to use this one and pay off every month so it wont cost me a penny and will help me rebuild my credit file for the future.

andy
thanks very much for your advice as always.
i just didnt want to break any rules even though my iva is completed.
thanks again

i dont need to use 1,i just want to try and build my credit file for the future,ie to get a better morgage etc

once bitten twice shy
i would pay off every month,i dont like the pre paid cards,i would rather just pay with cash.

i dont need to use it,but if i just used it for petrol and paid off the balance each month,i thought it might help me rebuild my credit rateing.

hi Kallis3
yes i have my completion letter,i just thought that with it been a company that was part of my iva,there might link the two cards together?

goodmorning
i have ended my iva in 2011,today i have recieved a new credit card with a new number,can i use this card?.
the company have said it is to help me rebuild my credit with them,if i us this card it cannot be linked to my ex iva?
kind regards

thanks everyone

thankyou kallis3

hi
i entered a iva in 2004 which was completed in 2009,i received a paper copy of the completion note but i have been told that i should have a certified original?
can you please advise me
thanks denis

i had to pay a 12 month extension and im glad i did my house is now mine again and i am happy,there is light at the end of the tunnel.
good luck

Hi,
We have recently completed an IVA and hold a copy of the competition certificate.
How do we lift the restriction with the land registry, the IVA practicioner registered the case originally so will they automatically release the agreement or are we responsible ourselves for clearing this matter.

hi julie
i found the iva very hard going at times but i just kept going to work and paying the payments,thanks for the advice[:)]

hi i have just payed the final payment of my iva yesterday 7th april 2011,i have payed 72 payments in all with the 12 month extension. i am so pleased that i have completed and cant wait for my certificate to say so can anyone please let me know what happens now. thanks for all the help over the pas...