Ok well our total debts in the IVA are around 40k, as for the equity we have about 25k, and we were hoping to pay around an extra £100 per month just depends when its all done and dusted and what our monthlys look like afterwards, I forgot to mention I am self employed so our monthly income changes ...

Hi angie, Thanks for the reply we are going through a broker and for an interest only mortgage, all the fees for solicitors etc are bring included in the total borrowed so we dont need to worry about that. We have already done most of the paperwork for it but started thinking about the fact that the...

Hi andy thanks for the reply, what is the equity release clause, it may help if I say that our Iva was for 5½ years due to the fact there was not enough equity with the mortgage secured loan and what debt we had. The paperwork had something about 66 monthly payments to be made including those made i...

Hi all, This is my first post on here and would appreciate some advice, I hope someone can help us. We have been under an Iva since July 06 with Accuma, all has been fine until May this year when our 2 year discounted mortgage ended and since then with the interest rate forever going up and up our m...