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by caraf
Wed May 02, 2012 4:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: creditors meeting tomorrow!
Replies: 22
Views: 2995

Good Luck for tomorrow
by caraf
Tue Jan 31, 2012 11:30 am
Forum: Ask IVA Forum and Industry experts
Topic: Final Year
Replies: 11
Views: 2318

Hi All Sorry not been on for a long time been busy with work and teenagers !!! Well I cannot beleive it, we are in our final year it only seems 2 minutes since I was on here day and night asking all the questions. Just sent all our paperwork off to DFD for our review, lets hope all goes ok. DFD have...
by caraf
Tue Jul 05, 2011 4:58 pm
Forum: Disputes and IVA Mediation
Topic: Re Mortgage
Replies: 6
Views: 5764

Hi all.
I am in Year 4, and will be asked to re-mortgage next year.
Has anyone managed to re-mortgage ? is there any companies out there who are offering to people in IVA ?

Please let me know

Regards
by caraf
Sat Jan 29, 2011 6:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I am just starting year 4
Replies: 10
Views: 1826

Hi
No we are in neg equity at the moment
by caraf
Sat Jan 29, 2011 6:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi I am just starting year 4
Replies: 10
Views: 1826

Hi I am just starting year 4, I have the equity clause in my IVA, I have today received my mortgage statement, I also have a balance from my secure loan, and I have also printed off details of next door which is for sale and is exactly the same as ours. Do i just send these all to mp IP now, and wha...
by caraf
Wed Jan 26, 2011 2:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: 3rd Review with DFD
Replies: 10
Views: 1789

Hi Everyone. sorry its been a long time but been very busy. Posted all our review documents off to DFD last Thursday (20th Jan) recived a phone call from them last night to say that the review has now been carried out everything is fine and everything will stay the same for year 4. WOW fantastic ser...
by caraf
Wed Sep 15, 2010 2:02 pm
Forum: a success story
Topic: 31 months In and Gone so Quick
Replies: 24
Views: 3628

We are at the very same stage. Just where has the time gone. Like everyone has said we have had some difficult months and some really easy months. But really looking forward to being debt free now. Hope everyone is well.

carol
xxx
by caraf
Thu May 27, 2010 11:04 am
Forum: IVA approved!
Topic: YES!!!!!! IVA APPROVED
Replies: 19
Views: 3202

Well done, and congratulations for the future
by caraf
Thu Apr 08, 2010 8:36 am
Forum: Ask IVA Forum and Industry experts
Topic: 4 payments left and my IVA will be complete
Replies: 4
Views: 1367

Well done to getting to the end, cant wait till we do !!! Has it gone quickly, how have you found it ?

xx
by caraf
Wed Mar 17, 2010 11:37 am
Forum: tips for IVA success
Topic: Nervous
Replies: 17
Views: 3749

Hi
Congratulations, thats great news ! All the best for the future
by caraf
Wed Feb 10, 2010 11:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review No2
Replies: 6
Views: 1503

Hi Everyone Not been on for quite sometime been very busy with works and other things. Well we have just completed our 2nd Review, everything went very smoothly, no change in payments. So we are now into our 3rd year, cannot beleive how fast it has gone. We our with DFD and they have been so friendl...
by caraf
Thu Feb 04, 2010 1:53 pm
Forum: IVA approved!
Topic: IVA APPROVED!!!!!!!
Replies: 19
Views: 2828

Well done from me too. You can get on with the rest of your life now !!
by caraf
Tue Jan 05, 2010 3:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Meeting tomorrow
Replies: 30
Views: 4211

Congratulations and all the very best for 2010

x
by caraf
Tue Dec 01, 2009 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: My husband has his creditors meeting date!
Replies: 14
Views: 1783

Good Luck for the 15th !! I am sure you will be fine.

xx
by caraf
Tue Nov 10, 2009 1:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: just asking out of interest
Replies: 7
Views: 1622

Hi
Our IVA was approved on the 27th December 2007, so more or less a year in front on yours.
We have already received all our review paperwork from DFD.
I am almost sure your IP firm has 3 months after the anniversary to carry out the review.
Hope this helps
carol
x
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