i was in an iva 3 years ago but settled all my debts in full as the terms were ridiculous. on my credit report it shows the iva as a ccj also there is a ccj on there for one of the debts which i was told to ignore at the time by synergi and told it wasn,t going to court by this was also paid in full...

Yes ok , sorry. i see your points and totally agree. Only ever having being involved with a bad one and the stress it causes it has somewhat clouded my judgement . No malice intented sorry. Keep up the fantastic work you are doing.

I understand how you feel. my experience with an i.p has also left a sour taste. I think alot of them are in it for as much money as they can get out of you ,the more you want their help the thousands of pounds more it costs you and so far they have got away with it but a site like this is at last s...

Thanks for the advice . i will do the things you have suggested and
I will let you know how i get on

Hi everyone , boy oh boy do i wish this website was around when i entered an iva in 2004 . After 3 painful years i finally completed in Nov 2006 but from start to finish it just didnt seem right. I'll give u the facts and would welcome your comments. Dec 2003 debt £48,000 equity in house £60,000 cou...