They have asked me questions if i own a car or a house,i dont so they cant take it from me if i dont have it.

hi mish,I know i will have to live with it but its better than paying £531 a month to iva for the nxt 3 years,i will pay £250 for nxt 4 months and £485 court fees but hopefully i will b free of debt!

Zippy - it really isn't complicated, read everything on here, read everything on the insolvency site BUT and its a BIG BUT make sure that you fully understand what you are getting into . If you are paying for advice & help make sure that you read everything anyway .. the main thing to remember is t...

I have looked at link,but it is to late im going through with br.Hopefully the future is brighter the other side of the fence.

no i didnt advise me,ive never been in this situation,i dont mind paying them £250 for 4 months its a lot less wot ive got 2 pay my iva! well im gonna do it and hope it works out.

Did the company you are using advise you that you can make yourself bankrupt for free, using the Insolvency Services on line petition? Many posters on this board have done this without having to pay any more fees. Of course you will need the court fee and deposit of £485, but you will also need tha...

hi mish,i did not know about br until i got letter 3 weeks ago,i have spoke to people from that company and they are helping me,i wish i knew how to do it myself.

hi optimist12,i knew there were fees but not that much,and what you have quoted is what ive paid.I hope going bankrupt is the best option,which i was not offered in the 1st place!

zippy72 - Hi - If you have completed two years of your IVA I think that the fees you quote are pretty standard. You have paid £10703 - and £5387 has gone to creditors. That leaves £5320. I am guessing that your Nominees fee was about £2500 and - say - £1800 to cover two years Supervisors fees. Add ...

well im going for it,im paying 4 payments of £250 which is half of what im paying on my iva,im sure they have got my best intrests,i will have to wait and see.

To go bankrupt,i wasnt offerd any alternatives at start of my iva.

yes i knew there were fees but not that much,and im glad ur iva team went through different options with you.

Hi Zippy72 Sorry to hear of your disatisfaction with your iva. All the options should have been fully discussed with you from the start, I am also in an iva and have no assets so bankruptcy was what some advised for me. I did not want to take this route and wanted to pay what I could back to my cre...

hi mish,i am doing it through a company which is 4 payments of half what im paying to my iva.