Michael
I have sent private email to you. As I said above, We made the payments because we were told by our IP that we had to...
Thanks to all the people who have replied.
Regards
Vince

OOPS
Sorry, I didnt realise I was replying to someone from Mccambridge Duffy.
Regards
Vince

I am curious how you managed to maintain the payments for three years if your income was overstated. It appears this only came to light when your accountant looked at the case and you do not say that you were struggling previously. How did you make up the shortfall? Hi My wife is Self Employed as a...

Rayb, We have have never had a email address for our IP, Only a general email address for the company. They are McCambridge Duffy LLP based in Derry, Ireland. Each time we have spoken to them it has been a different person, although on the letters it states our IP is Judy Mooney, I dont recall we ha...

Hi rayb
Yes, we submitted the revised form back in December. It was based on the new figures we submitted that they told us to have a 6 month break.
Regards
Vince

Hi All Where to start... Ok .. My wife and I started our IVA 3 years go and we made the required monthly payments on time every month. In December 09 my wife had a tax advisor look at her tax return forms and he told us that the figures she put on the IVA forms were wrong, we had put her gross amoun...

Hi Skippy, Thanks for the reply. I have not spoken to our IP as I did not know they could change the amounts we are paying. Our circumstances have not changed, it just seems that we are having less money each month left over to live on. Maybe its just the same for everyone when starting out on a IVA...

Hi all First of all, thanks for all the posts and advice, it really helped us get our IVA sorted out. We have made 4 payments up until now, but we are finding that after the IVA payments we are left really short of money each month. I am now wondering if maybe we should have gone BR instead. Is it p...

Hi all Phoned our IP today but no joy as she is on leave until tomorrow. BEECHY: None of our debts are in relation to my wifes job. She provides day care to elderly people, They get dropped off in the AM and picked up again in the PM. She has only been doing this for about 6 months and all our debts...

Thanks for the quick replies. We did phone around and we first of all decided upon CLEARSTART, we sent them all the relevant paperwork ect back in November, But as my wife is self employed they refered us to another company in Ireland who have since accepted our case and we have just this morning po...

Hi all Heres the story.. We are in the process of setting up our IVA at ther moment. We have just sent the forms back we had to sign and they have told us it will be Febuary before our proposal will be ready. The problem is we have just been told that bailiffs have been around to our old address loo...