First off i must apolagise as my computer skills are not that hot My situation is that my wife and i have been in an iva for over eighteen months we have a morgage of £470 a secured loan £516 and an iva costing us £670 monthly this squeezes us till we hurt and while this was bad we somehow managed, ...

We have been in a iva for over eighteen months we have just had a letter from somebody calling themselves The iva council are they for real or just another company trying to make money out of our situation
which is dire already?