Thanks Melanie.

I've submitted my enquiry on your website, so I'll be looking forward to hearing from you.

[:)]

Thank you for your quick answer, Melanie. I am actually reading through your website at the moment and I'm considering filling in the IVA enquiry on it. I've emailed tonight the adviser that I've been in touch with one of the company's that I've already approached, but I don't expect any answers unt...

Hi all. I have three creditors, but the two are really only minor and the largest one (which includes a personal loan and a credit card) is well over 75%. Obviously, I realise that the acceptance for any proposal put forward for an IVA (if I do go down that route) will depend entirely on my largest ...

Martin and Ray, Thank you as well for the support and advice. I have applied for a basic account with TSB Lloyds bank and I'm waiting to hear from them. They said they would come back to me before they closed today, but they didn't, so I guess it'll be tomorrow morning now. I advised them on my situ...

Hi all, And thanks for the quick replies. I hadn't expected to get any feedback until tomorrow, as it's quite late, so really thank you for that. Concerning banks, I'm glad to see good feedback about Halifax and Lloyds TSB. The reason why I asked about those two is because they are close to my place...

Hi everyone, I am new here and just starting the process to sort my debts, so obviously I feel quite lost and depressed. I can't concentrate adequately on things and my brain is hurting like hell. I have decided to have a chat with a friend about the situation I'm in as I feel I desperately need som...