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by Krif
Tue Apr 24, 2018 4:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

Sent an email last night to the one you have me for my IP. Got a email today with a copy of my completion certificate I've asked for a copy in the post as well. Then got another email saying the restriction has been taken off the property as well. Sent me a copy of te land registry doesn't make much...
by Krif
Sun Apr 22, 2018 5:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

Brilliant thanks. I might send a general email enquiring first before sending any personal stuff just in case. See if this can get things moving any further. Or a least if it is the right person they might realise what mess is happening below them.
by Krif
Sat Apr 21, 2018 8:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

I've just searched but can't find the email address. Could you post it & would it matter that it's not for her at apiture?
by Krif
Sat Apr 21, 2018 6:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

The name on the letter is Elaine Masters. What would her email address be as it just says contact apiture if any questions which is the main number. But they are useless. I've already put in a complaint over the phone. Not heard anything back from that.
by Krif
Sat Apr 21, 2018 2:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

The letter I was emailed starts like this.

Please find enclosed a copy of my final report pursuant to rule 8.31 of the Insolvency (England and Wales) Rules 2016.

It's signed by a supervisor not a ip so are we even further back than I've been told.
by Krif
Sat Apr 21, 2018 9:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

Thank you. Where do I find the ip name and is it apiture address I send it to? Would it be the persons name on the closure letter? I contacted them about not all creditors being on the closure letter but again no response. Then got another person's name who's dealing with the closure. It's the other...
by Krif
Sat Apr 21, 2018 8:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture near a year still no completion certificate
Replies: 14
Views: 5901

Some may remember we did a full and final with dfd and they expected everything to be sorted in June 2017. Then the move to apiture happened. Over been chasing them ever since. First with the small dfd transfer team who said all creditors had been paid and it's with the closure team. Same from apitu...
by Krif
Sun Jan 21, 2018 3:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate delay. Dfd & apiture
Replies: 4
Views: 3916

Thanks I hope they don't need to. The creditors have all been paid.
by Krif
Sun Jan 21, 2018 2:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate delay. Dfd & apiture
Replies: 4
Views: 3916

Thanks, all reviews and f&f was done by dfd. All apiture have to do is issue the certificate. Can they come back and say they need to do a new review? It's their complete lack of response that is so wrong.
by Krif
Sun Jan 21, 2018 1:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate delay. Dfd & apiture
Replies: 4
Views: 3916

After a full & final which was agreed and creditors paid in July 2017 I've still not had completion certificate. Wasn't told dfd had closed until rang. Had major issue trying to get through to apiture especially now all calls go to them and not via the few remaining dfd staff. I've called several ti...
by Krif
Thu Dec 28, 2017 2:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Debt free direct and aperture
Replies: 4
Views: 6216

We are having the same issue. But waiting for completion certificate. When I get through eventually they said it's on a pile to be sorted as only a few staff have come over from dfd who are being made redundant next month.
by Krif
Fri Nov 24, 2017 10:18 am
Forum: Ask IVA Forum and Industry experts
Topic: Dfd to apiture. Nobody picking up phone
Replies: 2
Views: 3805

I have an iva with dfd which was all closed with a full and final. Had a letter from them in July saying going to closure team and get completion certificate soon. I then find out on here dfd are closing. I called apiture who said they had written to me to say they are taking it over. I never got th...
by Krif
Mon Oct 23, 2017 5:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate Delays
Replies: 26
Views: 6298

We've been waiting since July with dfd. Only found out at weekend they are no longer trading. Rang new company who said our paperwork is on a pile so delay in getting completion certificate. They don't know when be done due to backlog from taking dfg work on.
by Krif
Fri Oct 20, 2017 9:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Debt Free Direct
Replies: 4
Views: 910

I've only just seen here that dfd have stopped trading. I've had no letters or emails from the new company to say they have taken over. We paid out full and final 4 months ago and had a letter from dfd to say closing the iva and would get completion certificate soon. We haven't had anything yet, has...
by Krif
Sun Jul 09, 2017 4:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Selling house to pay off iva?
Replies: 74
Views: 3982

Thanks I might try the number who rang to say offer was approved they answer quick.
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