So I can offer my husband my savings to pay for the iva even though it was taken into account when we did our yearly review? I don't want to show my hands before I know and it's not as if I can just call for advice either

OK so bit about us so you guys can hopefully advise us. My husband has an iva only in his name not mine. We are home owners but the house is in my name also. My wage has been taken into account for household income and also my student finance money. I have managed to save my student finance money wi...

Thank you, hoping to get the form today to sign and return so hopefully 16days will start from tomorrow

Thanks for your reply. I feel sick everyday about this and haven't slept longer than 2 hours in the last 2 weeks. Just waiting for paper work from the ip and then it starts officially. Is it 16 working days or just 16 days? Hoping to have it all felt with by end of the month

<t>So we have debt of £62k the ip has worked out we can pay £168 back per month.... Is this enough do you think to be accepted? We own a house with mortgage they seem to think we have £17k equity in it however I feel much less. Been advised that iva is best option but I'm so so worried as this seems...

We are going with Vangard, they have been really good so far. We come back on the day of the meeting but will be available to talk on the phone and help with any problems even though we are away.
We need to sort out a new bank before they will put the form forward and then 16 days from then

i think they want to ensure we have everything sorted before we are locked out

thanks our bank account is someone we have debt with. they wanted us to have sorted new bank out and dd payments before applying for iva as bank will freeze our account

HELP I need to open a new current account TODAY who do I go with. My IP is waiting for confirmation of a new account being open and direct debits transfired before applying for my IVA can't seem to find one that will allow me to open now without having to wait for paperwork in the post

Hi, so I have been reading through the forum as a guest for a month and registered with it yesterday and I'm finally feeling brave enough to write today. So we have started the IVA process yesterday and just waiting for the information to be wrote up for us to sign. We have got huge amounts of debt ...