sorry this is a double post ,could someone delete it please

hi could you pleas help i have a joint iva with my husband who as recently left me.He will not communicate with me.What do i do,will i have to declare myself bankrupt.It is in it's fourth year and do not know if my husband will be making any contribution we pay 259 per month and the house will have ...

thankyou melanie for your reply just so scared after struggling for so long that i may now lose my home more importantly my childrens, will ring them in the morning thankyou once again

first of all apologies i have'nt posted in a long time.My husband and i have seperated have three children 18,12 and 11,i have no contact from him he chooses to ignore my calls we will be at our 4th year in october and will be expected to raise 22,000 plus.Orignal debt of about 53,000 we pay 259pm.M...

thanks melanie much appreciated

amanda

had a look on melanies site but can't find it as anyone got a link they could post please,thanks

amanda

does anyone have a current list for the cccs cannot find one anywhere,thanks in advance

amanda

sorry luluj must have posted the same time this is my second year review and the £60 is what i have been allowed from the word go the same with the £450

amanda

thanks for that viki i filled in my I&E early before personel tax allowance went up,i rang them and explained and said they would send a new one,it is totally different to the old one. So i rang my ip and asked if clothing or any other allowances had gone up for 2 adults and 2 children i thought £60...

have just rang my ip to ask for another income and expenditure sheet so asked if i could claim for prescriptions she told me my clothing allowance as gone from £60 to £160 food and household £450 to £500 also cigarettes were put on there and xmas birthdays taken off.I think they use the guidelines i...

hi there, have recieved a letter this morning,basically it says by order of the court on 14th dec 2007 s.watts and paul gordon-saker have been appointed joint supervisors of these iva's in place of karen t potts,your attention is drawn to the enclosed order and in particular paragraph 5 thereof.Para...

thankyou andy you are a star

your more than welcome melanie, another question if i my total unsecured debt of 53k paying back 52pin the £ have equity release in the region of 22k have paid back in total 5k monthly payments 259.Have read about offering more say 54 in the pound.I must be having a really dumb moment just can't see...

hi melanie,andy, thanks for that,have special delivered every letter i have sent since joining this forum.I have emailed and had a reply which says i will get letter in the post in next few days,will keep you informed,thankyou so much.Before i joined this forum i thought i had no rights and everythi...

hi melanie,
thanks for your quick reply,my ip is karen potts and she is with synergi,have spoke to them twice today and of course they say they will ring back and never do.
thankyou once again
frances