If it was a DD you need to give more than 5 clear days to cancel it otherwise it is in the system and cannot be cancelled. I'm sure if this is the case they will simply refund it. If it is a SO you will need to cancel it from your end.

It was on the news last night that the London Mint will pay £50 for each of the coins without a date on them

did you know that most IVR systems (phone systems) will automatically connect you to a person if you do not enter any details or push any buttons as it doesnt recognise what you want. Alternately use the 'say no to 0870' website to search for a freephone number!

Hi Chappie, I am assuming that Picture is run the same way as Firstplus (seeing as the owner originally owner Firstplus). The FP rate is based upon the finance house base rate and they can increase it twice the rate of the FHBR is a 12 month period. The FHBR has been fairly static for most of the ye...

Hi Caraf, If you cancelled the PPI at this stage then your payments to FP are very unlikely to decrease by much each month if anything at all. Unless you can reclaim the money as a missold product then you are better off continuing to its fruition at 60 months when you can claim for between 95% & 10...

Hi Skippy, I have two cats that are indoor cats, they never go out on their own, we do sometimes let them out on a harness and a lead. They are very content to be inside but you will need to provide the stimulation they would get outside. We don't let ours out as we live on a main road and they are ...

FP don't use the BOE rate for their increases, they use the finance house base rate (which in reality is driven by BOE rates) but the FP literature advises it can increase payments by twice the FH base rate in a year therefore if the FH base rate went up by 0.5% your payments can increase by 1% an s...

Be careful about buying GHD's from ebay, many of them are fake. I watched a programme on Channel 4 advising how much ebay stock is fake and with a pair of jeans ..hey you win some you lose some...but with straighteners - not worth the risk, it is after all your hair and home. Some may not be complet...

Hi Dav,

I should think it simply means it has travelled from your local office to the local office of the recipient and will probably be delivered tomorrow.

Goldfish have recently been taken over by Barclays and I suspect they will just transfer the calls to the agents they already have in their call centres.

With regard to the telephone calls I would call them and get them to remove things like home and work numbers leaving only a mobile number or indeed just an address. If you then get calls on the numbers you have requested they delete from their systems then I would advise they are breaking data prot...

Firstplus and other lenders use the finance house base rate not the BOE rate (although the FHBR is ultimately based on the BOE rate). If the FHBR goes down as it just has then the likelihood is that the secured loan rate will also decrease!

Firstplus would be aware that you are in negative equity which is pretty much what the borrowing is based on. Lending up to 125% of the value of your property automatically puts you into negative equity, most mortgage lenders only lend approx 85%. Also if you took the PPI then you dont just owe the ...

you could sponsor a guide dog for the blind, it is a really good cause, you'll get to name your puppy and then see progress reports throught the first year and beyond.

As far as I know PPI is regulated by the FSA, should you have a complaint the best course of action is to write to the lending institution (send recorded delivery). They then have a finite amount of time in which to investigate and respond to your complaint. (I think this is approx 8 weeks) The FSA ...