Hi is anyone out there currently serving in the forces that has experience with Defence Vetting? regarding DMP or IVA? My husband is cuurently in a DMP and cannot go for an IVA as we do not fufill Northern Rocks new criteria (which appears to change minute by minute). But he is up for renewal of his...

How soon can I reapply for an IVA? It was rejected by Northern Rock last July.

my husband is about to recieve his IVA proposal, and we've heard that recently Northern Rock have been voting yes most of the time. has anyone else heard this? this information came from an IP.

MY HUSBAND AND I ARE CONSIDERING AN IVA.ALL DEBTS ARE IN HIS NAME WITH JUST MY NAME ON THE JOINT MORTGAGE. WHAT HAPPENS IF MY HUSBAND GETS THE IVA IN HIS NAME, AND I MANAGED TO GET A PART TIME JOB (TWO CHILDREN UNDER 4).HOW WOULD MY EXTRA INCOME AFFECT THE IVA? WE ARE ONLY TALKING ABOUT £200 A MONTH...

my husband and I are about £60000 in debt and we have a house with very little equity if not none.We have so far not defaulted on any loans or mortgage payment, but we are sinking. We are drawing money out of credit cards to see us through each month. we are now im a deficite every month of nearly £...