Thanks Kazzafunk I will think it over and check out the original paperwork.

Hi Kazzafunk I think its around £75,000

Thank you for the replies.I think by August we will have paid £70,000. I will be out of work from August. I have been off sick with depression since March and its likely that my return to work will be one of reduced hours doing social care agency work. I understand that I must pay as much as I can a...

Hi its been a while. I have been given my 90 notic.and finish in August. From August we will owe about £7000 and have a clause to remorgage the house. I will be getting about £30,000 (21 years service). Can I make a FF offer and what would be reasonable. Or will they expect half as its a windfall?...

Its okay Lesley one of the positives of being on a debt free journey is that you have to dust yourself down lick your wounds and start again! I will just help were I can x

Thanks Lesley I feel like a criminal again having never committed a crime save try and pay most of my debt . I will have to make my excuses.Feel ashamed. will be positive again tomorrow x

I am 3 and a bit years into my IVA and would like to become a trustee of a charity in my case this is the local community centre as I want to be involved in hepling in my community.

Thank you Jan that was my understanding too, although not about keeping the back pay once I see it in black and white I will let the IP know.
Read the posts here everyday thanks for all you guys do
Best Regards
x

Hi Happy Christmas to you all. I may be coming into some back pay my understanding is that I should declare it to my IP and then give half towards my IVA?

Did try Nat West they refused me online as when they checked me due to their checks showing me related to bankruptcy (i am in an iva)Did apply for the most basic account.
all is good

Spoke to a lovely lady at the coop ,i have been accepted for a cashminder account so will wait for the stuff to come through the post. Glad I did it. Thanks for the advice.Although I rarely post often tune in to see how folk are doing. Being in an IVA for 25 months has had its moments when I had to ...

LadyH
Thank you for your kind reply checking the coop now. Humbled by your blog.

Regards

Thank you for the information
regards

Hello please could you advise which banks will give you a bank account.Having not had a bank account for the last 2 years(IVA 25 months) and having wages paid into my wife's AC I would like a bank account again and one that allows the use of a cheque book. Thank you

Hello I have to re-register with the commission for social care inpectorate as my employer has moved me to manage another Care Home.I checked the online forms earlier and it asks if i an arrangement with my creditors which has not been discharged. I am concerned that I may not get registered due to ...