I am going to apply IVa. First i have a car worth 5000-6000. I am going to lose it in iva if i apply for it. Is natwest bank links to othr banks?i have plan change y nank from loyds to natwest becasue debt to lloyds? what is best advise in frist step. this month is first month i ca not affod to pay ...

I spent some money for buy house just few month ago and now I change my job with lower rate wages,are you think i will be in trouble for apply IVA.they gonna ask me why spent money for buy house and will I push to sell it?
thx

Hello My Q,s are: 1-If I apply for Iva the creditors will be send bailiff to my home? 2-I separated with my wife (we didn’t married in UK) and this about 2-3 years ago, applying for IVA will be effect to her? 3-for £45000 debt (shame) [:I] My expense in a month include the rent is £700 and the compa...