hey johnz,
you get yourself sorted and am here whenever you ready!! cheers mate hope things getting better.,xx

Hi Debbie, thanks for your comment i can totally relate to what you were saying. DJ is my soul mate and i came very close to losing that which i now know is a risk i am never willing to take again, and i am working really hard to get this sorted. as i said to johnz i am not going for an iva route bu...

hey johnz, not heard from you yet hope everything ok. i am doing ok, just working through things at mo and trying to cope with the shame and guilt i feel on a daily basis. it is tough but tgether we are working through this, finally at last there are no secrets.,he knows absolutely everything, and i...

Hey Johnz as partner of d.j. i would love to get in touch with you. i have had a harsh shock and my god has this scared me... i love my family and things just spiralled as i thought robbing peter to pay paul was the best thing rather than talk to dj, but now i realise that is so wrong. i am so lucky...

just a quick question as new to this..am considering an iva as mega debts of 45k. i live with my partner , have a joint mortgage, and have a joint account which we do not use., all the debts are in my name , would he be involved in my iva in any way as obviously he does not want to have anything to ...

Martin, thanks so much for your advice. to say i am terrified is an understatement! i am scared of losing all i have, as at present have a joint mortgage with my partner who has bailed me out once before, and i know this is last chance saloon. i contacted cccs who recommended a debt management plan,...

are your family supportive andrew? i just do not know where to start with any process,who to contact for help? admitting the problem is the first step. how long does it take from starting the process to an iva being agreed?


shell