<t>I have been out of the IVA Since 19th Feb 2015 and whilst in the IVA they claimed back PPI from Companies i was with and i received my notice of completion of the IVA. <br/> <br/> Now i'm getting phone call saying i can claim back further PPI and i have until; August 2019 deadline.<br/> <br/> I a...

Recieved a letter from Equity in finance saying a offer has been made for £11k in settlement of my PPI claim and for me to sign and return to them. They didn't enclosed the breakdown but i received a separate letter from bank showing breakdown. This gross interest less 20% tax that the bank deducted...

Hi All need some advice! Just had my 2nd annual review on 5th April no increase..GOOD NEWS!! My girlfriend expecting in December (Scared!! 1st Child). I'm still at my parents. Girlfriend in renting accomandation and work part time and not in no IVA. Haven't made plan's to move in with her yet. As yo...

Well done Vic!!!

Great News

WHAT A RELIEF!!! OH MY GOSH I've been approved too... My rep said 1st that All voted yes with mod and Natwest my main creditor wanted £50 more making £600 mth. I said na could do it and even he said thats a bit hard on me. So he spoken to someone and they said thy will sort it out so i'm still payin...

OH MY GOSH I've been approved too... My rep said 1st that All voted yes with mod and Natwest my main creditor wanted £50 more making £600 mth. I said na could do it and even he said thats a bit hard on me. So he spoken to someone and they said thy will sort it out so i'm still paying £550. He did me...

I thought i come in and keep busy yet have my mobile in my pocket but lucky for me my colleagues are out of office so its just me alone.

15mins and counting for vic74

30min and counting for me

Sorry to remind you vic74.

Thanks also!!!

Vic74 how you feeling. I'm at working nervous yet ca not wait to hear.

Excellent.

Isn't that a weight off your mind... My turn now at 12.15 my meeting

Thank you all for your good luck's cause i need it.

All i'm thinking about right now is what if?
1)They want to increase payment!
2)They say NO!
3)They want Modifications

I'm going to have a good stiff drink tonight and hopefully a celebrations drink tomorrow night.

Good Luck vic74 and mikey.

Hi All

My creditors meeting is also on 6th Mar after it was push back from 4th Feb. Now that its so close i'm getting really scared.

My proposal is £83K paying £550 mth.

Been good so far and been budgeting from last month!

Hi All I've been wandering and have a IVA meeting early feb and if accepted will be paying £550 for the next 60 months!! Now im thinking should i go BR because 1) i have no house 2) No Assets but on the other hand 1)i'm a Accounts Manager learning to be an accountant one day. 2)I'm 1 of 2 directors ...

Hi andy

So what does that mean for me. Will i have to pay more or will they come to an arrangement between them. cause i'm thinking that if it not over 40p dividend i have no chance.

Hi all!!

I have sent my draft proposal back to my IP. paying £550pm on £80K includes IP fees thats 23p in the £. Now just found out that a meeting been set for 4th Feb. Now i'm scary incase they say no?

Does any have an answer for me? I was wondering when doing an iva on unsecured loan/debts do they include the payment protection in the debt. If this make sense? E.g Loan for £5,000.00 paying back £6,000.00 Payment protection 1000.00 paying back in all £7,000.00. When entering iva do the ip or credi...