Search found 22 matches

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by Cap781n
Wed May 16, 2018 3:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

We posted a Notice of Full Implementation to both yourself and your creditors 09/03/2018 accompanied by financial details of contributions received, fees taken and distributions made to them. I have attached a copy of the document to this email. Your Notice of Full Implementation constitutes a 'cert...
by Cap781n
Sun May 13, 2018 1:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Still no iva completion certificate
Replies: 3
Views: 5122

ive gone 6months from last payment and waiting and here im worrying :D 2 years.. wow wouldve pulled all my hair out by then lol
by Cap781n
Sun May 13, 2018 1:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

Hi guys sorry to dig up the past, thought id be back here saying here my completion certificate... but still waiting... :( when the final amount was paid was told would take roughly 2 months to complete... heard nothing and contacted them over the phone and was advised shouldn't be long. A month lat...
by Cap781n
Mon Oct 09, 2017 1:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Nationwide building society IVA
Replies: 6
Views: 1223

nationwide where one of my creditors, they were one of the few to vote towards my F&F offer aswell and accepted
by Cap781n
Wed Oct 04, 2017 4:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

:D :D :D Hi guys sorry for the late reply... creditors accepted the F&F offer made and wont happy with the additional fees that were applied by my IVA and they have removed most of the fees.. Not celebrating just yet only until i have the completion certificate in my hands :) Just want to say thanks...
by Cap781n
Mon Oct 02, 2017 5:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

meeting tomorrow 10:10am... bricking it... dont know why but just am
by Cap781n
Mon Sep 04, 2017 4:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

im confused here now... ive just got off the phone to them and theyve just said the fee's are for the creditors and not for me, all i'll be putting forward if my full and final offer that ive submitted. ive wouldve assumed the variation fee? but hey ho... date set for the 3/10/17
by Cap781n
Sat Sep 02, 2017 9:17 am
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

Hi guys just got my response back from my full and final offer.. with a proposal that they want to pass to the creditors.
It has my offer and £500 early settlement fee and £400 charge for variation fee?
Is that right? Can they ask for both fees
by Cap781n
Fri Aug 11, 2017 8:09 am
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

Thanks foggy, I called em yesterday and they told me not to worry as all they need from the letter, the amount offered, reasons and how it's to be paid. Was told not to worry as we're on one Iva... after reading your response I emailed last night just so there's something written. Thinking about it ...
by Cap781n
Wed Aug 09, 2017 8:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

Hi guys, sorry to bring old post back from the dead... all the paper work has been posted off and now waiting,, but after going through everything a million times again and again. I've noticed my letter kept saying I, I and I instead of we we, we. As this Iva is with my partner, I'm worried that the...
by Cap781n
Mon Jul 17, 2017 11:18 am
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

(insert kissy face smiley here)

thanks guys, wish me luck
by Cap781n
Mon Jul 17, 2017 10:11 am
Forum: Ask IVA Forum and Industry experts
Topic: My full and final offer
Replies: 24
Views: 2080

Me again :) hope you guys are all well heres my full and final offer... if i can get some feedback before putting it through... (most of it copied and pasted :D) I did go on about my life story and i dunno if it should be there or not. Thanks guys Dear Sir/Madam I would like to formally offer a lump...
by Cap781n
Mon Jun 12, 2017 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: What are the rules about equity release when we both have an IVA . My IP won't tell us !
Replies: 56
Views: 11134

Just an update, i spoke to the manager and IP they advised either way looking at it with my most up to date statement, it does take my equity over the £10k mark anyway. so might be stuck with it for another year :(
by Cap781n
Fri Jun 09, 2017 8:28 am
Forum: Ask IVA Forum and Industry experts
Topic: What are the rules about equity release when we both have an IVA . My IP won't tell us !
Replies: 56
Views: 11134

ive called and been advised the same information, i have explained again the wording on the proposal and he also agrees what it says assumes where im getting at, but still advises the info they have given still stands, asked to escalate the call and apparently I should be getting a call back from a ...
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