My Question is bankruptcy related. Is there any reason I can't be a treasurer for a local after school club.As i know there are some restrictions on post bankruptee's. i was declared bankrupt in April 2008 and discharged in April 09. It is part of the school my daughters go to. Any advice most appre...

just another little thing if we dohave to go bankrupt will it go in the papers not that i am fused as i would rather tell people my self how stupid i was with money and how for 9 years and remortgaes 2 houses to try get out of debt i have failed and to lose the house im in over it all. i would like ...

thanks its nice to know someone else knows what hell is like we have heard very little only that we might not have enough equityin the house to do ive so ther doing there very best to try come up with a solution i know there working hard but at the moment i just cant see ant further than tomo all i ...

i dont know how you people do it the waiting alone is bad enough but the phone calls the letters the stress of trying to keep calm if nothing else for the childrens sake. .just problems with mortgage and fearing the worst will it be bankruptcy. god knows my mind is doing over time and all the while ...

i am with Melanie Giles

fixed period ends in 2009 and mortgage ends in 2036ish

SHOULD I BE LOOKING TO REMORGAGE NOW IF SO HOW CAN I IF I HAVE STOPED PAYING ALL MY CREDITERS AND THE PHONE CALLS AND LETTERS ARE COMING THICK AND FAST WOULD ANY ONE TAKE US ALSO GOT PENALTY FEES OF 6 GRAND TO THINK ABOUT ALONG WITH ADMIN FEES SEARCH FEES AND DEPOSIT. IM WORRIED IS THIS THE ONLY THI...

Hi all well we are currently in process of sorting our iva and now bad news. because the motgage company owns 30% of the house we needed to find out after 2009 when are fixed rate is up what it will go up to which is they say about 8% but we have been told today that the people were with will not le...

hiya to be honest this site has made me feel human again ,i can see past the debt and worry and put all my energy into fixing the problem which ever way possible. we have wasted so much time before listening to others telling us to remortgage or consolidate and every time never raising enough and go...

update have sent my details and all other things needed that melanies team need gutted yesterday got letter to say mortgage has gone up by £60 so i have every thing crossed now hoping we can still do a iva other wise i think it might be the other root hope not? got my new details for coop bank too s...

positive got letter today have phoned them several times to find out info but they have said all they can do is forward me to these people called sure start who are local. i think with all there best intentions they have tryed to help but to wait a month for appointment and to be told they cant do a...

thats all i could find on the web and phone book im sure if it was a debt company i would of heard of them as they say they are local to me been given no advice over phone or by letter just been told to attend a appointment with these people but dont want to if i dont know who they are or how they c...

has any one delt with sure start thats who cab have directed us too but no appoinment till 28th jan i think i going to give them a miss cant seem to find out who they are or what they do?

i know cant tell you how relieved i am knowing that in couple months i will be able to sleep and buy my food and petrol with cash from my budget rather than using a card as i needed to pay bills and cards with cash its such a horrible circle robbing peter to pay paul.

thanks vicki its nice to know we wont have to change our internet and phone