Hi I have just received my certificate of completion following f&f settlement with Payplan (and the weight off my shoulders is immense!!! :D :D ). The covering letter says it is not their responsibility to notify credit reference agencies of the completion and I may wish to contact them directly adv...

Thanks, it is Payplan. I'll ask for it to be removed

Hi I've had my variation proposal letter through and there's a clause that doesn't sit right with me- "Should the debtor be in breach of their IVA at any point in the future, the Supervisor will have absolute discretion to declare the arrangement as failed including whether to petition for the bankr...

Thank you both for your help
Where does the 21 days come from? I can't see anything in my agreement except 28 days notice to creditors being needed.

Hi I am about to put a F&F offer in for my IVA as my parents have offered to help me out. To cut a long story short I'm about 38 months into my IVA and my relationship has broken down causing me allsorts of stress and worry about the future. Would the below suffice as a letter? (I will add in amount...