Search found 23 matches

Search found 23 matches Page 1 of 2
by Willy Wonka
Mon Oct 01, 2012 3:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

The info I'm getting is it's Citi Financial but I had a card and a loan, and I can't get any info out of anyone. Going to ask McCambridge Duffy for correspondence addresses if they have them and through my Experian account I can get them to chase them too and hopefully have the default date amended.
by Willy Wonka
Mon Oct 01, 2012 3:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

Having the credit agencies remove it sounds like the quickest way to deal with this. I have the certificate of completion and report confirming the start date of the IVA as March 2006 and the completion in 2009 so it should have dropped off in March 2012 and I can't get any joy anywhere else, will g...
by Willy Wonka
Mon Oct 01, 2012 3:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

Citi Bank have told me Citi Financial deal with Egg Loans, who told me to write to Egg Loans at an address in Derby, that doesn't have a phone number.

Grrr!!!!!
by Willy Wonka
Mon Oct 01, 2012 2:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

It was a loan, and I've just done some more delving and it appears Citi Bank kept hold of any Egg Loans? http://www.citibank.co.uk/personals/cards/cards/feedback/egg.htm#8 I'll give them a letter/certificate to see where I get to with them as well as another one to the Data Controller. I'll ring Bar...
by Willy Wonka
Mon Oct 01, 2012 2:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

I genuinely don't know Kelly. Obviously when I entered the IVA it was Egg and that was when I ceased dealing with them (in 2006).

It's still showing as 'Egg Banking PLC' on my credit report also.
by Willy Wonka
Mon Oct 01, 2012 2:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

Thank you for your responses guys. I've written to Egg now twice but the default is still showing and no sign the 'data controllers' doing anything about it. I therefore sent another letter etc special delivery but Royal Mail can't track it - priceless! Anyone got any other ideas or is it just a cas...
by Willy Wonka
Thu May 17, 2012 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi guys, default date listed is incorrect
Replies: 15
Views: 3020

Hi guys, I entered into an IVA in April 2006. The IVA was settled in May 2009 and obviously we are now past the 6 year mark. I therefore checked my Experian credit report to see where I was at. On there are still two entries that shouldnt be - 1 to Barclays and 1 to Egg Banking showing the status as...
by Willy Wonka
Wed Apr 15, 2009 3:47 pm
Forum: full and final settlements
Topic: Full and Final Settlement - Redundancy
Replies: 7
Views: 2073

If I did the training I wanted to do I expect I could get another job in that field or in ANYTHING (I would do anything) within 6 months. And thank you for that response David. I am worried because I expressed an interest they may make me go and I'd have to hand it all over, my IP is organising a me...
by Willy Wonka
Wed Apr 15, 2009 3:16 pm
Forum: full and final settlements
Topic: Full and Final Settlement - Redundancy
Replies: 7
Views: 2073

I dont have another job lined up, but would do training to help with finding a job. Is this a normal situation though, I suppose is my point - i.e. redundancy money being used for F & F and if so, is it normal for 1. ALL the redundancy money being handed over 2. Money handed over up to what you woul...
by Willy Wonka
Wed Apr 15, 2009 1:03 pm
Forum: full and final settlements
Topic: Full and Final Settlement - Redundancy
Replies: 7
Views: 2073

Hello, I have been offered redundancy and although I haven't taken it, I am tempted, but it depends what I could offer as F & F..... I have approximately £6000 left to pay, if I carried on until the end of my IVA....... I have a general question really. What do the creditors have a right to ask for?...
by Willy Wonka
Tue Mar 31, 2009 9:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Business Account with an IVA?
Replies: 4
Views: 1097

Hi, I need a business account to be able to obtain a grant from the princes trust. Its the main stipulation really. Otherwise I would use my own account for now, but this grant would be extremely helpful! There are some firms who offer accounts but you pay an arrangement fee which I am not keen to d...
by Willy Wonka
Mon Mar 30, 2009 4:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Business Account with an IVA?
Replies: 4
Views: 1097

Hello, I am currently two months away from settling my IVA in full (following redundancy). I need a business account setting up immediately, but obviously my credit rating is worse that the UK economy's. I dont need a credit card or an overdraft, I just need a basic business account but obviously on...
by Willy Wonka
Fri Jan 09, 2009 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Voluntary Redundancy?
Replies: 5
Views: 2062

At the moment there are VR packages offered at work. If accepted I could go in June with a payout of £7,800. I have made 30 IVA payments. 10 @ £190 and 20 @ £280, and the original debt was £20,000 and the amount to pay was £16,800. So I work out I have just under £10,000 to pay which will come down ...
by Willy Wonka
Mon Sep 08, 2008 1:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am getting married.....!
Replies: 1
Views: 1026

Hello, I have been in an IVA for over 2 years now. My partner recently purchased a property on our behalf so we have a house together technically, although she alone is the legal owner. We are getting married next year and we are worried about how this will affect her/the property/her credit rating ...
by Willy Wonka
Mon Jul 28, 2008 2:17 pm
Forum: postings for july
Topic: Asked before but situation changed
Replies: 4
Views: 1318

Some advice please, I put this query on last month but the situation has changed : My parents are debating going for an IVA. There is hardly any equity in their house at the moment and have approximately 50k worth of debt. They have an off licence business. The business is worth about £50k as it sta...
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