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by darren681
Wed Nov 27, 2019 5:21 pm
Forum: full and final settlements
Topic: ?creditor meeting
Replies: 3
Views: 68668

I can only hope that they get back to me quick then if problems or further variation, I realise is best offer have. But in time take for meeting my parents may offer more as time goes by especially if they decline my offer It’s so hard to determine as seen on here so many times advice offer lowest h...
by darren681
Wed Nov 27, 2019 4:35 pm
Forum: full and final settlements
Topic: ?creditor meeting
Replies: 3
Views: 68668

Hi. I’m in process of sorting out a lump sum for a full and final payment. Question is: I’m offering 8k for an 10,500k remainder If at the meeting they decline. And then I have the chance in giving another higher figure (parents may give more in time waiting for meeting, can I then offer a higher am...
by darren681
Sun Aug 06, 2017 8:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

thats why knowing what the figures in allowance allows helps ensure things are set up correctly. as filling out a blank form is quite difficult
by darren681
Sun Aug 06, 2017 7:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

I will happily send you the list. While I agree that you should list what you spend there are other allowances which you may not think of such as sports/hobbies, meals at work, sundries etc so well worth checking. if you could send me that would be greatly appreciated. before i had the assistance o...
by darren681
Fri Aug 04, 2017 10:58 am
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

thats great to hear that i will be financially better of with the 50% in my pocket. and a higher figue in the 10% bracket once set up to earn extra if i choose to can anyone point me in the direction of the maximum figues can use on the expenditure form. as now im in the IVa the assistance from an a...
by darren681
Fri Aug 04, 2017 8:10 am
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

So, If i had the income at the start of the IVA the disposable would have been 100% theres . current disposable £350 ( current IVA payment) . and could have been 1200+350 for the payment but getting the pay rise within the IVA they are only entitled to take 50% of it at either the review date or imm...
by darren681
Fri Aug 04, 2017 7:35 am
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

Thanks for the replies At the moment up to 10% at the moment i keep myself. anything over that then 50% should be paid into the IVA and 50% is mine to keep does that mean then with a permenentat pay increase of 1200. 10% of my current income ontop of is mine. which would leave the £930 left.. 50% is...
by darren681
Thu Aug 03, 2017 8:58 am
Forum: Ask IVA Forum and Industry experts
Topic: New job will increase my disposable income by £1200 per month
Replies: 18
Views: 2528

<t>hi, i am currently in an IVA and i pay back £350 a month into it ..<br/> i am potentially taking a new job which pays £1200 more a month.<br/> therefore my disposable will be the £1200 plus the £350<br/> paying back into an iva £1500 a month when i originally struggled amount in the first place w...
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