Thank you so much Lisa, would you still be able to help me as I live in Lancashire?

Thank you all so much, to say I'm not worried is an understatement, feel so sick about it all, more so as it's affecting my marriage, could you recommend a good IP.

Thank you

Thank you for all the advice, I don't think I could get a DRO as it's around £30000.

Could I ask why bankruptcy instead of an Iva please?

Yes my husband could still pay the mortgage as well as his owns dept, he pays most of the other bills, I pay a small proportion as well as all the credit cards and buy food, I know he can do a disassociation, he doesn't have much left, that's why I sort the food bill out, I'm self employed, a sole t...

Hi everyone, I've opened a basic bank account and in the process of taking my name off the joint account. My husband is extremely worried that this will effect him, as he would want credit in the future, I had a web chat with national dept line on Saturday, they have said cause I have lived in the h...

Lisa Thomas wrote:

Foggy wrote:

Lisa Thomas wrote:

Thanks Foggy

Can you tell me if this works?:

https://youtu.be/mAkQsVSCnqo

Yes, that one works Well, at least for me

Thanks Foggy.

That works for me also, thank you.

If you don't own any assets then depending on your circumstances a Debt Relief Order or Bankruptcy may actually be better for you than an IVA and less onerous. My brief video guidance on each can be found here: https://www.youtube.com/edit?o=U&video_id=mAkQsVSCnqo https://www.youtube.com/edit?o=U&v...

If you don't own any assets then depending on your circumstances a Debt Relief Order or Bankruptcy may actually be better for you than an IVA and less onerous. My brief video guidance on each can be found here: https://www.youtube.com/edit?o=U&video_id=mAkQsVSCnqo https://www.youtube.com/edit?o=U&v...

Thank you both for you reply.

<t>Hi, I'm looking for help on what company is best to start an IVA. <br/> My house is mortgaged but all in my husbands name, I'm worried if an IVA would effect him, we have nothing in joint names only a bank account, he thinks he will be effected cause we are married. <br/> I've run up lots of dept...