thank you for your advice.your right.i only have two direct debits set up- the rest i pay by my debit card.so i could stay with my current bank and look into a debt management plan. i think it would be the best option for me, i know it will take longer to clear in the long run, but it will work out ...

hi there me and my partner would like to set up a joint bank account. we have both got a bad credit history and want to open an account with think banking. would we be able to do a debt management scheme with this company as well as having the joint account as disscussed. and also would it matter th...