Joanne.nd wrote:

My IVA has been passed on to another practitioner without any warning etc is this legal?

During my time in a IVA I was involved with 3 ending with Aputure and all I had was a letter say we are taking over your account it seems standard pratice

There seems a lot of this happening ... It happened to me twice in my 7 IVA term

Good news is that the Halifax has accepted me with a current account ... this is the last bridge to cross after my IVA .. Please can I tell everyone just starting in the middle and at the end of their IVA ... there is a finishing line and you will feel so much better and proud of yourself .. You mig...

The thing that is confusing I bet that 99% of us who had to join the IVA scheme was because we could not control our credit card usage like me then get loans to pay off cards then still use the cards ... Then after completing your IVA the way anyone is advised to better their credit rating is by get...

Thank you for clearing that up for me .. with ppi I was able to pay back 95% of the debt.

Hi all I had a debt of 40k and joined the IVA with Blair Endsby which moved to Grant Thonton amd ended with Aperture but looking at the posts on here I am wondering was I mis informed and told to pay to much per month .. I was paying £675 per month and I see on here that some are paying a lot lesd ....

I have an appointment with the Halifax on Wednesday to discuss a upgrade to my account ... I have been using an Easycash account through my IVA but now its finished I was a account with Debit Visa instead of my current Electron card ... has anyone got any advice

Cheers

What can I say just that I have just finished my 6yr IVA and it is a great feeling .. During my IVA I would not talk or read anything about IVA as I felt ashamed that I had let myself get into such debt . Apart from my wife no one else knew ... I now wish I had found this forum as I think it would h...