Hi, I've had my full and final offer accepted and received my completion paperwork which says I have to write to the credit agencies with a copy of my final report - I'm a bit confused about what I'm asking the credit agencies to do... should I be asking them to mark my IVA as completed a long with ...

Hi everyone, just an update to say that my full and final offer was accepted, it's been paid so all done and dusted! Just when I sent my paperwork, my IVA company switched everything over to Creditfix - this was in November and it had all been sorted with creditors by the end of January. Much quicke...

Hi, I'm still trying to figure out what a reasonable full and final offer would be. I've calculated that the amount expected for the remainder of the IVA is £4,470 (monthly repayments x months remaining). Would £3,500 be reasonable, or would you recommend going closer to £4,000?

Thanks

Ok great, thank you. I've been sent 'Early Settlement' paperwork from my IVA company - should I ask for 'Full and Final Offer' paperwork instead - would it be different? Hi Donna. The strength of your reasons can dictate the amount you need to offer ( within reason). The wish to get on with your lif...

Thanks! Where they ask - what is the reason for the offer at this time? - what sort of thing would they consider to be reasonable? A family member is considering whether to make a full and final offer as a gift so that I can start to repair my credit score so that we can look to buy our own house in...

How much should be offered as an early settlement?