Thanks for the replys much appreciated. My main concern is that I will not be able to maintain the payments on the second charge on the property. I have been advised to sell by both my mortgage and loan company. There will be enough value to clear the mortgage debt 100% but there will not be enough ...

hello im looking into an iva and have a loan secured against my property i will be selling my property and am unsure what will happen to my loan when i sell and how can i include this with an iva