Step Change are a "charity" firm and are funded, in part, by the banks. They seem to work reasonably well, but tend to cut the cloth pretty tight, leaving you with less in your pocket. They also tend to farm out some IVA's to other companies and you could well end up with a firm unknown to you. I c...

<t>We have been struggling financially for a while now so decided to look into IVA's. Last night we gave out details to a company called "The Debt Company" based in Wilmslow. Has anyone heard of them or could recommend them? They accepted us in principle. Today we decided to contact another company ...