Excellent Foggy, I will give them a call and keep this updated with any news!

Thanks for your responses.

So would I offer this and then any following payments I make to the IVA whilst the offer is going through the stages come off this total?

So for example I offer £4000 but it takes 4 months to be accepted. 4x120 = 480 so the payment is £3520?

Regards

Hi there, I am 16 months in to my IVA. My debts were £9k and I pay £120 a month. I’m looking to move forward with things and start saving for a house etc and I understand whilst on an IVA you cannot save as any spare income is to go towards this. So 44 x 120 = £5,280. Do you think an offer of £4,000...