Thanks Foggy

Thanks Foggy. Equity is over 5k so I factored this into full and final offer . In your opinion ( no pressure ) should I just go for original date of meeting and deal with this of rejected.

Hi all , what difference , if any , would it make if my equity has been miscalculated by tens of thousands of pounds. Have creditors meeting date but IVA company say to go ahead with meeting and if rejected then they would address equity situation. To submit papers again would take approximately 5 w...

Electric fan heaters would also be an option and can be bought for £10 and they are not that expensive to run

Maybe clutching at straws here but do you think there would be any point in gaining some free quotes to see if it can be put right or is it too old to be fixed ?

Has he actually disconnected the unit and issued paperwork ?

Sorry , I forgot to ask , why has it been condemned. Could it not be repaired by a gas safe engineer ?

Hi , I would give your energy supplier a call to see if they have any schemes going under the energy company obligation

Thank you Kallis

Thanks Ashbock

Thank you Foggy . Going to be the longest two month of my life but I will let you all know of the outcome.

Full and final offer in. Fingers crossed of a good outcome.

Hi Mandy 108 Reading reviews about my IVA company you wouldn't go near them but they have been excellent up to now. Keep all correspondence including phone call times , numbers etc and keep them informed of any changes in your circumstances and pay over any extras you earn within the time stated and...

Hi Leo , just out of interest , how much did you offer to get accepted ? Was it just your remaining number of payments multiplied by your regular payments ? Only ask as I am in the process of making a F & F.

Thanks once again Foggy