My company is changing the way we pay for fuel and hotels. We are to be issued with company credit cards. Is this allowed in an IVA.

Lisa , I asked this on the phone but was told that it would not be legally binding . Do you think I should make a request for a copy of the phone call ?

Thank you Foggy. Been worrying about it all day. Onwards and upwards.

Thanks Kallis

Hi all, just come off phone to IVA company. Told them of my situation with shares and pension . They say they will not force me to sell my shares and the only time I would need to introduce into IVA is if I received a lump sum or I am receiving a yearly pay out. That's a load off my shoulders. Thank...

Thank you all. I honestly cannot remember filling in a questionnaire regarding assets. Think it was just a case of an I and E and then the IP or whoever put the proposal together. The shares are worth roughly £1,500. If I did not disclose this and it came to light , what then ? I have not drawn any ...

Sorry Foggy. Do you think that my IVA could fail over this ? Worried now.

Thanks Foggy. I am the same , Hopefully somebody will put their spin on it. Like I say , they have had all my payslips for the last three reviews but have never mentioned it and I was never asked if I had any shares. Thanks again.

Hi Foggy. I was never asked about this . The I.P had payslips before starting IVA. As I say , the share contributions are not very clear on my payslip. I would not want my IVA to fail in something I was unaware of. I only ask because of scouring this forum. What would your advice be ?

Hi Could anybody advise please. I am in 4th year of iva and have found this forum quite recently. Every month I pay into a pension and also a share scheme. I have never been questioned about pensions or shares even though my payslip clearly states pension deductions. The share deductions may not be ...

Hi Foggy , thank you for your quick reply. My proposal says that the voluntary arrangement complies with the Straightforward Consumer IVA Protocol ( 2014 version ) and the standard conditions issued in November 2013 apply. Is this what you were saying ? Thanks again. Yes, the secured lending option...

Hi Foggy , thank you for your quick reply. My proposal says that the voluntary arrangement complies with the Straightforward Consumer IVA Protocol ( 2014 version ) and the standard conditions issued in November 2013 apply. Is this what you were saying ? Thanks again.

<t>Hi , becoming increasingly worried that I will have to take out a secured loan if I can't remortgage at month 54. My IVA is a PCIVA. my contract says that six months prior to expiry of IVA I will attempt to release the net worth in my home by way of remortgage. If I can't obtain a mortgage my sup...