couple31

what happened when MBNA said no?

Clockwork

This does sound scary best of luck. I am sure they can not enter without being invited in. How many payments have you missed for the baliffs to come in so strong.

Thanks for your reply. No she does not have any disposable income at all. Her share of the property is 30k approx & share of policies is 10k approx. I am worried that if I buy her out now it will look dodgy even though it will be for the fair market value. I would just prefer to have the house in my...

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Melanie I was wandering if you could give me a feeling of whether basically an offer of 40k on her debts would be something the creditors would look at. She has not yet enetred an IVA but looking to do so. Also If I bought her our now so she has the capital ready for her creditors before her applyin...

Thank you so much for all your support and advice. The next step is now to sit down & decide on the next move which will be professional help.

Thanks to you both

Hi Sorry this is a long one. Let me firstly say I adore my wife and will stand by her & help her.! But…… She has run up a huge amount of debt yet again. A few years back I bailed her out with a re-mortgage to pay off her debts on the understanding that it would come off her share of the equity. She ...