<t>We finished are IVA in Sept 2018. And we r still waiting forare certificate. 6 month on. I have just spoke to someone on the iva team and thay said we my have to remortgage. How is this when we have finished paying them. Thay said that would contact use at 52month before are payment have finished...

We been told we are going to have a short fall in are IVA we have not missed a payment and only have 1 year left and we finished so how come we have a short fall when they worked out the payment monthly with the credits.