Im not sure - however i have never been asked for bank statements at review. Im with mccambridge duffy and only time they have asked for statement is if wage slip isn’t available

Ive been in my iva coming up to two years, im debating on whether to change my bank account to the ‘monzo’ would i have to notify my ip of this or can i just do the current account switch service

Thanks

Hi guys

Ive been in my iva for nearly a year paying £260 a month. I am roughly on about £19300 a year. I have an interview for a new job which the salary is between £21000 - £25000 obviously i have to tell my superviser but how do they determine how much my monthly payments will increase by?
Thanks

So im thinking of selling my car and getting a different one. The money will be a bank transfer, will this be classed as a windfall? Will i be able to buy a new car? Will i have to tell them if my insurance increases/decreases

So i made my first payment on 19th January. I picked the last date possible as i thought this would reflect my pay dates as i am paid 2 weekly. However this was not the best idea as i struggled to find the money as all my bills are paid from my first pay and nothing from the second pay. So the secon...

So as you know my iva got apporoved on 20th december. I am receiving letters from my creditors saying that if i dont make the payment they want they will close my account and demand full payment of the whole account with a date given and if i do not pay then further action may be taken. Do i just ig...

My iva was accepted today!!

I was advised to reject the modification of £20 as they had less than 20%

Thankyou for all the help with my silly questions!!

Heres to a new start!

Most of it revolves around fees, which, unless you manage to pay back all of the debt, will not directly affect you. But, yes, it looks like the creditors have rejected the £20 smoking allowance and the payment is now £280 per month. Thankyou the email also said I can confirm that I have received v...

So i have decided i dont want to bank with lloyds and would rather go with nationwide. Im awaiting for my meeting on the 20th if its accepted they will send out a direct debit mandate, can i just put my new details on here?

I received an email today saying modifications have been made to my proposal and I can either accept or reject but I have no understand of half the words. The email quotes Nominee and supervisor fees The nominee fee will not exceed £1500. The nominee may pay expenses incurred by a third party which ...

I have found over the last 7 years that creditors can be fickle --- some refuse a few as well as accept a few, it all depends on the strength of the offer and the general set of circumstances --- HSBC, for one, notoriously hate IVA's, yet I have seen them say yes. The only real thorn in the side (a...

Are there any specific creditors likely to say no to iva proposal?

While in an IVA I would go for a basic, instant Access, savings account --- you might need to call on modest savings for an emergency --- and you won't be able to save enough to make any impact on interest rate gains between products. Ok Thankyou, so an isa is a no-go? It isn't a no go if that is w...

Sorry for the 1000000th question. Just wondering which one would be better Isa or basic savings account? Thanks While in an IVA I would go for a basic, instant Access, savings account --- you might need to call on modest savings for an emergency --- and you won't be able to save enough to make any ...

Sorry for the 1000000th question.

Just wondering which one would be better

Isa or basic savings account?
Thanks