I would be interested to know more of this. I did a ff this year will complete 6 years 2021 There is a specialist Lender who are about to launch a new Help to Buy product aimed at Clients who are within the 6 years of an IVA however, you would have to settle the IVA to qualify. Also you would have t...

Hi Everyone, yes I called them and just like you guys said it was an error... phewww thanks everyone

Thanks i would give them a call


quote="Foggy"]I would say it was an error -- but best to give them a ring to check.[/quote]

I did a f and f in fe urary and was accepted and i got my CC also but got a ketter today asking me to send in my P60 to step change in preparation for my annual review. Is this a mistake or its normal?

Hi Ryan, I started my IVA April 2015 and made a full and final offer just this year Feb 2017, it was accepted. My Credit report is very poor but I would like a mortgage for a bigger place for my growing family. I know presently no bank will touch me which is understandable and my defaults and IVA w...

Hi Ryan, I started my IVA April 2015 and made a full and final offer just this year Feb 2017, it was accepted. My Credit report is very poor but I would like a mortgage for a bigger place for my growing family. I know presently no bank will touch me which is understandable and my defaults and IVA wi...

Completion certificate received today after variation meeting of the 7th Feb..with step change. I can not thank members of this forum enough..special thanks to kallis and foggy..i will sleep tonight clutching the certificate. What amazed too was that if the iva had ran its course my IP fee would hav...

Thanks Foggy i would inform my bank.. Third party fund paid yesterday so dont think they would be expecting more payment from me. uote="Foggy"] For anyone who wants to know, my ip wrote to say i have 3 months for the third party to pay the lump sum. I had up to 15 creditors and chairman report showe...

For anyone who wants to know, my ip wrote to say i have 3 months for the third party to pay the lump sum.
I had up to 15 creditors and chairman report showed only 1 voted no but thankfully the % of their debt was small.

Do i have to tell my bank to stop the direct debit or its done automatically

Oh my dayyysssss i am over the moon, my full and final offer has been accepted. I am overwhelmed a debt free life finally aftee many many years. I want to express my heartfelt gratitude to everyone here mostly kallis and foggy your encouragement literaly saw me through thanks a bunch. I can actually...

I am begining to feel hopefull for tommorow in fact today cos time is 00.12..i just cant sleep lol

Hi All My IP finally heard from my biggest creditor and sent me the email below. As discussed I’ve now received revised votes from Eversheds for the creditors meeting due to held on 7 February 2018 at 11.30. They have agreed to the proposed changes to your IVA but they have requested the following m...

Hi All Got the below email from my IP today in response to my question of what the Evershed thought of my new offer. Strangely enough they were asking question about equity in my home. But my IP said he answered them without needinf to consult me..i wonder what they wanted to know. 2 days to ff meet...

Full and Final offer meeting on the 07/02/18, two days more and I have not been so nervous all my life, especially after being told it was rejected before the actual meeting. I asked my IP who refused and was told Evershed management, I don't owe this company but I guess they have either bough the d...

kallis3 wrote:

Is HMRC one of your creditors at all?

Yes HMRC is one of my creditors