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by Anon1234
Wed Jan 10, 2018 6:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

Hiya, we heard from Equifax and they refused to remove the Iva so looking at getting a mortgage without my partner now. Still no response from the ip as to why extra amount added at a later date. I’ll hapoily let people know who the ip was but think I should here their explanation first. Thanks for ...
by Anon1234
Fri Jan 05, 2018 1:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

Ok thanks. I'll get my partner to respond to the IP. It seems so unfair that his credit is tarnished for 6 years given that the IVA didn't take off and he has repaid all his debts in full off his own back :-(
by Anon1234
Fri Jan 05, 2018 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

Accepted at creditors meeting. One payment made which was used to pay IP fees. The IP then raised the amount of debt based on their fees (of nearly £2k) and the creditors rejected IVA due to increase in debt.
by Anon1234
Fri Jan 05, 2018 11:40 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

Hiya, we've received updated paperwork from the IP who agrees that it was incorrect and the completion statement now states that the creditors voted to reject an increase in the amount of unsecured creditors (basically the IP's fees were added and the council rejected this). The IP is still stating ...
by Anon1234
Wed Jan 03, 2018 1:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

Ok thanks that's reassuring. my partner has just emailed the IP to ask why the completion certificate is incorrect so fingers crossed they will sort it.
by Anon1234
Wed Jan 03, 2018 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

The letter stated that there was a higher amount to be added to the debt which appears to be the IPs fees, so perhaps that's why. We are in conversation with the IP so have asked this question. More importantly, are you saying that it doesn't matter if the IVA was rejected rather than failed, it sti...
by Anon1234
Wed Jan 03, 2018 1:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA still showing on credit report after failed IVA, what can we do to remove it
Replies: 15
Views: 6741

<t>My partner's IVA failed because one of the creditors rejected. Since then he has paid all is creditors. However, the IVA is showing on his credit report and it's preventing us getting a mortgage. Is there a way to get this removed or does it still stay on his credit report for 6 years?<br/> <br/>...
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