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by Siiiiiiiii8
Sun Aug 07, 2022 10:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix completion certificates after full and final.
Replies: 5
Views: 10577

Great thanks,

Re-reading, I perhaps have the chairman's report regarding the variation meeting where settlement was agreed and letter regarding closure as opposed to a closure letter.

Do you have an idea of the timescale from settlement to receiving the CC been quoted 3 weeks?

Is this about right?
by Siiiiiiiii8
Sun Aug 07, 2022 8:54 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix completion certificates after full and final.
Replies: 5
Views: 10577

Secondly if anyone could help,

When does equifax etc update, I've been told 28 days or so they not update until the cc has been sent to them?

Regards
by Siiiiiiiii8
Sun Aug 07, 2022 8:36 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix completion certificates after full and final.
Replies: 5
Views: 10577

Hi,

I've recently completed my IVA and received chairman's report, payment schedule and closure letter.

Just wondering how long until you received your completion certificates?

Was this via email or post?

Thanks

Here's to a debt free future
by Siiiiiiiii8
Thu Sep 27, 2018 12:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: What will happen to my IVA
Replies: 5
Views: 6045

Hi,

Thanks all for the reply.

I will contact my IP.
But apparently they close at 13.45!!?
by Siiiiiiiii8
Thu Sep 27, 2018 8:43 am
Forum: Ask IVA Forum and Industry experts
Topic: What will happen to my IVA
Replies: 5
Views: 6045

<t>Hi,<br/> <br/> I've been in an IVA for 1 year. I have recently had a complaint upheld by three financial ombudsman service relating to unaffordable lending, which actually is the reason why I entered and IVA.<br/> <br/> I am due a refund, a small one. Which obviously I would pay what's required i...
by Siiiiiiiii8
Tue Jan 23, 2018 6:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Professional training course
Replies: 10
Views: 4134

Hi, Yeah like you say I'll declare see what happens. Just looked at my proposal which when I went into an IVA took my average salary rather than my contract salary.as mentioned it fluctuates, and I have earnt less than that since but still managed to maintained payments, do you think they would take...
by Siiiiiiiii8
Tue Jan 23, 2018 8:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Professional training course
Replies: 10
Views: 4134

Thanks,

Like you say I'll declare it and explain everything then aslong I've abided by the rules everything should be fine.

And then I can make a decision on my course from then on.

Cheers
by Siiiiiiiii8
Tue Jan 23, 2018 8:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Professional training course
Replies: 10
Views: 4134

Hi, Thanks for your advice. I guess this would come up in my review?? Would it not be a case of if I continue to meet my payments each month I would just be left alone? In regards to my bonus it is not a definite amount and fluxates each month so would they increase the payments just on the monthly ...
by Siiiiiiiii8
Tue Jan 23, 2018 7:31 am
Forum: Ask IVA Forum and Industry experts
Topic: Professional training course
Replies: 10
Views: 4134

Hi, I am current in an IVA I am looking to do an electricans course, with the cost of around £349 a month. It's interest free over 12 months. And with my job I get a basic salary and this is what I have declared , of what I've declared but now I'm earning around £500 bonus regularly a month extra, s...
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