Thank you I do to. I'll post on here the outcome.
Cheers

Sorry I have to disagree with your assumption. I was advised by payplan that the creditors were in agreement for the offer of £62000 and would allow me to use the now free funds for urgent repairs on my new house. Originally they also allowed me to sell my previous house to get these funds. So once ...

Hi thank you for your reply Foggy. I am in the process of making a formal complaint through the insolvency practitioner. It is quite disgusting that they take £62000 off me to complete mine and my wife's IVA to then come back to me with a rejection. The total combined debt was £74000 which we had to...

Hi I have a problem with my IVA company. Basically it was agreed that i sell my house to pay 100% of the debt. This would end mine and my wife's iva's. After we sold the house we were advised that the creditors now have different agents from before and might accept a lower offer. This was offered as...

kallis3 wrote:

Ignore the bankruptcy clause - Payplan always put it in. You should tell them to remove it and they will.

I have told them bankruptcy is not an option especially as we can afford to continue the IVA should my wife's final offer fail.
Thanks

The refusal of a F&F offer should not lead to failure if you are still capabale of continuing regular payments, but I am afraid that Payplan are a bit of a maveric and tend to do things their own way, regardless of the agreement or agreed terms and conditions. Regarding the "misinformation", this i...

<t>I am currently 2 years in an IVA with my wife with payplan.<br/> Problems were having, my wife was offered voluntary redundancy and before accepting it we asked payplan if we could use some of the money to make an offer to end the IVA and also use some to make urgent repairs to the house, payplan...