Hello everyone. I just wanted to say thank you to all of you for the advice. I contacted my IVA Supervisor and they have advised that as I have paid 100 pence in the pound they would have no interest in any future PPI claim. I feel more reassured now. Good luck to anyone in an IVA. Never give up. Th...

Thank you to everyone for your replies I have just rung my IVA people and they said I paid 100 pence in the pound and they would have very little interest in any further PPI compensation. I feel more reassured now. I would like to thank everyone for your advice. There IS life after an IVA. Doesnt se...

Kallis 3 I have just worked it out. I started with just under 13k debt. I paid 6k off over 3 years. I was able to pay early due to redundancy. What I paid was the full amount owed and fees and the supervisor waved the interest. The PPI refund I am getting is small and from a loan I took out 18 years...

Yes you are right. Just tried to call but in a queue and they are in Scotland. However having just done some maths from what I have worked out I did pay in full. I started out with 13 k debt and paid off 6k in 3 years. The balance I paid when I paid early works out as the remaining full balance plus...

Merlin L14 Well the wording on the meeting prior to closure says that due to redundancy I am now in a position to pay the IVA off at 100p in the pound. It is therefore proposed that statutory interest be waived. Also originally the proposal said that in year 4 the creditors would ask for me to relea...

That is what I was thinking.
Would you mind if I copy the wording they used.
I suppose I really just have to bite the bullet and ask them.
I will get the paperwork out.
Thank you. I really appreciate your support

Thank you for replying. I understand what you are saying. I had already factored in the amount the claims company would get which would leave the £800. I know the law is the law regarding IVAS but it seems to me that even when your situation is dire and you are trying everything to stay afloat you a...

Merlin L14 Yes a Claims company did contact me. I told them that it was probably not worth my while to claim because it would just go back into the IVA pot. But at the time the Green v Wright case had Gone in the debtors favour. I rang my IP and he said he would have to get clarity as he was not sur...

Thank you for the prompt reply.
I will check my paperwork as I am not sure which of the 2 it is.
Thank you again.

Hi I had an IVA about 4 years ago. 3 years ago I was made redundant from my job and I was able to complete the IVA in full and have my certificate of completion. Recently I have been advised by a third party that I took PPI out on a loan a few years prior to the IVA. This loan was not part of the IV...