Well ... at 2 months, it won't be an overpayment to a creditor, so my guess would be that your payment was too high -- have you checked with your bank to see if the amount they have taken is the amount agreed in the IVA ? Yes it’s was the right amount of £90. Obviously I have tried ringing PayPlan ...

Well ... at 2 months, it won't be an overpayment to a creditor, so my guess would be that your payment was too high -- have you checked with your bank to see if the amount they have taken is the amount agreed in the IVA ? Yes it’s was the right amount of £90. Obviously I have tried ringing PayPlan ...

Well ... at 2 months, it won't be an overpayment to a creditor, so my guess would be that your payment was too high -- have you checked with your bank to see if the amount they have taken is the amount agreed in the IVA ? Yes it’s was the right amount of £90. Obviously I have tried ringing PayPlan ...

Foggy wrote:

Could be a number of things --- did you agree a standard monthly IVA or a lump sum IVA in the end?

Hi standard monthly. I have only been in it 2 months so I’m unsure why there is an overpayment.

Foggy wrote:

I would suggest a chat with another firm, just to compare advice.

Hi
What would you think about a full and final Iva payment. I would be offering 7,000 as a gift from my parents. That would be more than they would receive through Iva payments and also bankruptcy?

Foggy wrote:

What type and age car is this ?

Payments into BR usually last from 1 to 3 years and, on your income, possibly wouldn't happen at all -- depending on all your circumstances.

It’s a ford and 63 reg. I think it’s valued at 4,400 if it was sold privately according to PayPlan.

I was told a debt relief order wasn’t an option as it would be take me years to pay that back (think they said about 20years) my main concern is my car. I’m hoping Within a year I am back to work even if it’s part time, that’s why PayPlan suggested an IVA.

Is there a reason you have dismissed Bankruptcy as an option? Hi I need to keep my car to get to my hospital appointments and doctors, as I live in the middle of no where. I was advised that I would have to give up my car on bankruptcy and it would take me many years to pay back through bankruptcy ...

I pay £98 per month at the moment, I’m due my first annual review x Hi thanks for the reply. I suppose it depends on how much debt as well, mine is quite a bit and I’m offering £85 a month and offering to extend to 6 years if need be . Not sure how much pence in the pound that would be though. My d...

I am a full time student and therefore don’t have an income as such other than my student bursary, loan and receive top ups of tax credits and housing benefit. They were fine with this as long as my Iva was paid. Hi thank you. Can I ask how much you pay a month into your Iva for it to be accepted. ...