Hi I have just bought Public liability insurance for my new karate club that I plan to open soon. I have gone through the IMASA and when I bought it I filled in the forms and read everything however now all the documnets have come through it there is a fact finding sheet that says I declare that I h...

Brill thank you, it will be in an evening. Is never do it as a full time job for many reasons!
I already have insurance as I teach for someone else and don't get paid. I just wanted my own club instead of teaching for someone else!

Hi I've looked into all that and it's fine no where near as expensive as I thought. I just want to know how I will go about paying any profit I make into my IVA as it will not be the same constantly.

<t>Hi I am thinking of opening a karate club. I love teaching and want my own students. How can I work this with my IVA? I don't think I'll make much money when opening up and it will never really be stable. It's there any way I could look at what I get every 3 months and pay something retrospective...

Yeah, I just have to accept I'm only getting half of my bonus from now on! I've also finished paying my student loan in a month...I don't think that's 10% extra though... Do I need to tell them straight away?! My pension has gone up since I entered my IVA so I think it'll not make much difference to...

Hi, is it pay slips for 12 months or 6 months? I'm salaried and get an 5% bonus in march. I know I'm going to have to tell them I've got this bonus bit it doesn't seem fair that if this bonus was spread it over 12 months they wouldn't want any of it! Also, what detail do they look at your bank state...

How do credit fix do an annual review