Thanks for the replies. Further details are as follows. The outstanding debt totals £33k. The arrangement is for 60 months with a revaluation on the house at the 54th month. Monthly repayment is £377. The arrangement allows a repayment at 46p that at the end of the arrangement totals £15180. The tot...

Hi - I am impressed by the answers to the posts put up. I thought I would put my own story up and get some advice. My partner agreed an IVA last month with Payplan as the IP with the first payment due at the end of this month. Whilst the IVA was going through, one of the creditors went to court and ...