Fantastic post to see. I just saw payment 12 has come out of my bank today, although I have been on the IVA journey since Sept last year, when I made the first steps and started living within that budget. The pressure off was immense. That first year milestone is a great one, and then it just feels...

Thanks to all for your lovely comments, I can't wait to read more success stories in the future!

familyofsix wrote:

Could I ask how long before your names were removed from the insolvency register ??
Thanks

Hi,

I think it was a matter of days in the end, it was very quickly removed from the register.

Hope that helps!

For those that are just starting out or considering an IVA, I thought it might be worth putting together a post about our journey (for hubby and I) into the IVA world. A bit of a long one (apologies in advance!), but if you’ve got a few minutes and a cuppa in hand this might be worth a read! Like mo...

Hi, Does anyone have any contact details for PCO Holdco Sarl (c/o Watch Portfolio Management) please? Googling them just doesn’t show any real contact details for data controller, as I need to contact them in regards of a default date that has been incorrectly recorded on my credit files. Any help w...

kallis3 wrote:

Send a copy of your completion letter to the data controller for Halifax and ask them to remove defaults back to the start of your IVA.

Thank you will do!

Afternoon! Advice please! Our IVA completed last June 2017 (hurrah) and having looked into my husband's credit score file I've just noticed that on the Defaulted Accounts, which all went into the IVA, there is still one from Halifax as still being shown as a full balance - and thus showing consisten...